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USDA offers 100% financing and is available throughout the United States. In addition to location, there are family income requirements for this program. This type of loan does require a USDA guarantee fee (can be financed in) and monthly mortgage insurance. 

Currently these premiums are lower than what FHA offers, so it is typically a better option if someone qualifies for this program.

Here are some local USDA maps on property eligibility. Please let us know if you have a property that could qualify so that we can determine in more depth.

Brazoria County

Central Texas

Collin County

Dallas / Fort Worth


Navarro County


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