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The VA funding fee is typically rolled in on top of the VA mortgage. It is calculated by your loan amount multiplied by the appropriate percentage in the tables below. The category "Percentage for First time Use" would be for a Veteran who is using their VA eligibility for the first time. "Subsequent Use" would be for a Veteran that has used their eligibility prior to with another VA loan. Veterans that are 10% or more disabled are exempt from having to pay the funding fee.
The above information is accurate as of 6/23/14 and in accordance with VA guidelines, which are subject to change.